
Ensure My Money Will Last
Tips to help you feel more confident about your financial future
We all want to know how to make our money last, especially with longer lifespans and rising costs.
So, how do you ensure your savings stretch far enough?
It starts with a plan for consistent income, covering essential expenses, and staying ahead of inflation. Here are some tips to help you feel more confident about your financial future:
Secure Consistent Income for Life

What do many Americans say is their biggest fear in retirement? Running out of money.
Which means, you need a reliable income stream that lasts as long as you do. That’s where annuities come in.
Designed to provide periodic payments for life, annuities can give you the confidence that your income won’t run dry.
And with options like our Guaranteed Living Benefit Rider, you can start receiving steady income as early as 30 days after contract issue—or wait for a larger payout.
The choice is yours.
No matter which option you choose, you’ll have a predictable, guaranteed income stream you can count on.

Cover Core Expenses for You and Your Spouse

A source of strong and flexible income payouts for life
Essential expenses don’t go away when you retire. Housing, food, healthcare—they’re non-negotiable.
Guaranteed income from an annuity can help cover these essential expenses, month after month, so you’re never left wondering if you’ll have enough.
But what about your spouse?
Selecting a joint life payout with our Guaranteed Living Benefit Rider enables you and your spouse to have income for as long as you both live. And unlike some riders, those payments are not reduced when one spouse passes away.
So, no income gaps. Just greater assurance that you and your spouse’s basic needs will be met.
Offset the Impact of Inflation

Protect Your Retirement from Inflation’s Erosion
Inflation gradually reduces your purchasing power, making it harder to keep up with rising expenses over time. Since early 2020, prices have surged by 21.4%—what once cost $1,000 now requires about $1,214. That adds up to an extra $2,568 in annual expenses.1
For retirees living on a fixed income, these rising costs can be especially challenging. When your income stays the same but prices climb, everyday essentials can become harder to afford.
That’s why it’s important to have a strategy that helps your income grow over time — without exposing your savings to unnecessary risk.
Annuities can help. Fixed indexed annuities offer the potential to earn more than traditional financial vehicles, while protecting your principal from market downturns. And with features like increasing income options, they can help your payments grow to keep pace with inflation.
Our fixed indexed annuity includes an increasing income option that boosts your payments by 3% annually — helping preserve your purchasing power and maintain your lifestyle throughout retirement. You can even extend this benefit to your spouse, so you both can enjoy greater financial confidence.
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