A Storied History
Nearly a Century in the Making
Guaranty Income Life has been proudly serving financial professionals and their clients since 1926, just shy of a full century in business. This legacy is a testament to our unwavering commitment to helping people achieve financial security. Founded by the Foster family, Guaranty Income Life laid the groundwork to become one of the premier life insurance companies in the United States.
Through every major U.S. economic crisis, we have not only survived but thrived. We’ve maintained our dedication to providing stability and financial success for our clients, no matter the economic climate. In 2016, Guaranty Income Life became a subsidiary of Kuvare US Holdings, allowing us to carry on this tradition of excellence as a leading provider of annuities.
Recognizing that one policy does not fit all, we offer a range of fixed and fixed indexed annuity products. This flexibility empowers clients to choose the options that best align with their financial goals, ensuring they receive the tailored support they need.
Strength and Financial Stability
Based in Baton Rouge, Louisiana, Guaranty Income Life has earned an A- (Excellent) rating from AM Best, demonstrating our strong financial health and stability. Our financial strength is a cornerstone of the trust we have built with our policyholders and partners, ensuring we can meet our commitments and provide long-term security for customers.
Guaranty Income provides best-in-class wealth solutions using innovative annuity products that generate secure income for better financial futures.
Building on a foundation of exemplary service and professional relationships, we offer straightforward, high-value products using strategic pricing and investment philosophies.
AM Best Company
Financial Strength Rating of A- is the 4th of 13 ratings.
Previous Financial Reports
2023
- 2023 Q4 Affiliated Reinsurance Report
- 2023 Q4 Unaffiliated Reinsurance Report
- 2023 Q3 Affiliated Reinsurance Report
- 2023 Q3 Unaffiliated Reinsurance Report
- 2023 Q2 Affiliated Reinsurance Report
- 2023 Q2 Unaffiliated Reinsurance Report
- 2023 Q1 Affiliated Reinsurance Report
- 2023 Q1 Unaffiliated Reinsurance Report
2022
2021
Core Principles
Our reputation was built on three foundational principles: service, experience, and innovation. Since our inception in the 1920s, we have remained steadfast in our mission to generate financial security for our policyholders and their families. These principles guide everything we do:
Service
Providing exceptional, personalized support to our clients.
Experience
Drawing on decades of industry expertise to offer reliable products.
Innovation
Continuously adapting our offerings to meet evolving client needs.
Reaching Everyday America
As the middle-American population continues to grow, millions of hardworking individuals find themselves without the guidance, confidence, or plans necessary for a successful retirement. Often overlooked by traditional financial services, average Americans face the daunting challenge of ensuring their savings last throughout retirement.
At Guaranty Income Life Insurance Company (GILICO), we are dedicated to making a comfortable retirement a reality for everyone, regardless of wealth, experience, or background—providing the confidence they need to enjoy the fruits of their labor without the constant concern of running out of money.
Guaranty Income Life is a subsidiary of Kuvare US Holdings, Inc. Kuvare is a life and annuity business focused on delivering value-oriented annuities to the middle market. Kuvare is committed to a sustainable growth strategy, backed by a consortium of stable capital firms collectively managing more than $20 billion. Kuvare has pro forma consolidated assets of more than $3.5 billion.
Is Guaranty Income Life right for you?
If you’re looking to secure your financial future with a lifetime of steady income, Guaranty Income Life may be the right choice for you. Whether you aim to accumulate wealth, generate reliable retirement income, or both, our annuity products are tailored to meet your needs.
Your hard work deserves to be rewarded with the opportunity to maximize growth potential and receive income you can’t outlive. Experience the greater confidence that comes from knowing your retirement is backed by nearly 100 years of expertise in growing and protecting hard-earned wealth.
Explore how Guaranty Income Life annuities can help provide the reliable retirement you’ve earned. Visit with your financial professional to learn more.