WealthChoice Fixed Indexed Annuity
5-, 7-, and 10-year fixed indexed annuities
You’re here because you want to retire with less financial stress. Like most, you’re looking for ways to help secure a more comfortable and stable retirement.
Help ensure you don’t run short of money.
WealthChoice Fixed Indexed Annuity
5-, 7-, and 10-year fixed indexed annuities
You’re here because you want to retire with less financial stress. Like most, you’re looking for ways to help secure a more comfortable and stable retirement.
Help ensure you don’t run short of money.
What might a comfortable retirement look like?
Financial Security
Knowing that your savings will last throughout retirement is a top priority for many. Preserving your wealth is key to long-term financial security.
Income for Life
A steady stream of income is essential for covering daily expenses and enjoying life’s pleasures. With a consistent, reliable income, you won’t have to be concerned about outliving your resources.
Flexibility and Control
Retirement means different things to different people. So, options that allow you to tailor your plan to your unique goals and needs are important.
Greater Peace of Mind
Uncertainty can be stressful in retirement planning. Retiring with greater confidence so you can focus on what matters to you is invaluable.
Why WealthChoice Fixed Indexed Annuity
Secure Income
Secure a strong, reliable income stream for life, with the flexibility to choose payouts tailored for individuals or couples, helping ensure greater financial stability throughout retirement.
Maximize Goals
Maximize your retirement savings with allocation strategies that align with your growth goals, offering the potential to increase your wealth over time.
Protect Savings
Protect your hard-earned savings while still enjoying growth opportunities, thanks to reliable accumulation options that shield you from market downturns.
Diversify
Diversify your retirement savings with a variety of competitive interest crediting strategies, tailored to perform well in different financial environments.
Accelerate Growth
Accelerate the growth of your retirement savings with an optional premium bonus on the WealthChoice 10 and tax-deferred compounding, which allows your money to grow faster by postponing taxes until a later date.
Access
Access your retirement savings without surrender charge penalties via 10% partial withdrawals, RMDs, or in the event of terminal illness or continuous care needs.
Income for Life
Flexibility
Gain the freedom to start receiving income in as little as 30 days or continue growing your account value to maximize future income — your plan, your timeline.
Choices
Customize your retirement income with options for level or increasing payouts. Enjoy income that lasts as long as you do with full income benefits for both you and your spouse without any reductions for joint life payouts.
Continued Growth
Help offset inflation by selecting an option that allows your payouts to grow at a steady 3% annually, even after your account value is depleted.3
See how WealthChoice FIA can help you live more comfortably in retirement.
Speak to your financial professional to learn more.
FOOTNOTES
- Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.
- Optional Guaranteed Living Benefit Rider (GLBR) is offered on the WealthChoice 7- or 10-year plan and costs 0.95% of accumulated value each anniversary.Subject to terms of the GLBR as issued on WealthChoice plan. May not be available in all states and through all financial professionals. Not available in combination with the premium bonus rider. Minimum age to exercise Guaranteed Living Benefit Rider is 50.
- Excessive withdrawals could cause GLBR payouts to terminate early.