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Fixed Indexed Annuities

WealthChoice Fixed Indexed Annuity FIA

Terms: 5-, 7-, 10-Year Options

This fixed indexed annuity is known for its competitive income payouts — both fixed and increasing— and has strong accumulation potential too.

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Contact your IMO or the Guaranty Income Sales Desk at 800-535-8110 for product availability.

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Fixed Indexed Annuities

WealthChoice Fixed Indexed Annuity (FIA)

Terms: 5-, 7-, 10-Year

This fixed indexed annuity is known for its competitive income payouts — both fixed and increasing— and has strong accumulation potential too.

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Indicies and Crediting Strategies

Multiple Options and Guarantees

Help clients build robust retirement savings while protecting them from market downturns. The multiple options and guarantees available on WealthChoice let you grow and safeguard clients’ wealth, positioning you as a key partner in realizing the retirement they envision.

Accumulation opportunities

Add an optional premium bonus1 and choose a combination of competitive fixed, participation, and cap rates

Diversification

Select from different crediting strategies and indices that perform well in varying financial environments

Flexibility

Help ensure access to the accumulation value  as well as optional features and riders to accommodate clients’ changing needs

Payouts for life

Unlock strong, flexible income payouts for life – for an individual or couple — via an optional Guaranteed Living Benefit Rider2 (GLBR) at an annual cost of 0.95% of the accumulation value

Guaranteed Living Benefit Rider

  • Start income now — as soon as 30 days from issue — or let it grow and take it later
  • Choose level income payouts or an increasing option to help offset inflation
  • Cover single or joint lives — with no reduction in payouts 

Additional Resources

Access additional resources designed to support your client conversations and annuity sales strategy.  

Annuity Calculators

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See how annuities can enhance your retirement planning with our interactive calculators. Compare the benefits of tax-deferred annuities versus taxable accounts, explore how tax advantages can boost your savings, and estimate how long your retirement income will last.

While these tools provide valuable insights, partnering with a financial professional will help you tailor these results to your unique needs and build a strategy that ensures your savings last. Use our calculators as a starting point—and get expert guidance to secure your financial future.

Compare

Compare the benefits of
tax-deferred annuities
versus taxable accounts

Explore

Explore how tax
advantages can
boost savings

Estimate

Estimate how long
your retirement
income will last

Take the Next Step

Reach out to your IMO or the Guaranty Income Life sales team at 800-535-8110 to discuss integrating a fixed indexed annuity into your clients’ financial strategies.

FOOTNOTES

1. Only available on WealthChoice 10; cannot be added in combination with the Guaranteed Living Benefit Rider  
2. Can only be added at time of issue to the WealthChoice 7 or WealthChoice 10

Get Appointed

Contact your IMO to get appointed with Guaranty Income Life or call our Sales Desk at 800-535-8110 with any pre-sales questions.