S&P 500® Performance: Annual Returns
The S&P 500® Price Return Index reflects 500 large U.S. companies and is commonly used to gauge the broader equity market. Historical performance is provided for informational purposes only and is not indicative of future results.
A Look at 50 Years of Performance
(1976 – Current)
| Number of Years | Percentage of Years | Average Return | |
|---|---|---|---|
|
All Years |
50 |
100% |
10.28% |
|
Positive |
12 |
76% |
17.23% |
|
Negative |
12 |
24% |
-11.73% |
Source: Morningstar, morningstar.com; accessed 1/15/26.
For illustrative purposes. A fixed indexed annuity is not a security and is not an investment in the stock market.
Guaranty Income Life offers a suite of annuities that include S&P 500® Index crediting options, along with a variety of additional index strategies designed to meet different planning goals. A financial professional can help evaluate which product and index selections may align with your goals and objectives.
The S&P 500® Price Return Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by Guaranty Income Life Insurance Company. S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”) and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes. Guaranty Income Life Insurance Company products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or any of their respective affiliates. None of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Index.
Not FDIC/NCUA insured • Charges may apply • Not bank/CU guaranteed • Not a deposit • Not insured by any federal agency • May go down in value when surrender charges are applied.
Insurance product guarantees rely on the financial strength and claims-paying ability of the issuing insurer.
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