GILICO's Privacy Policy

GUARANTY INCOME LIFE INSURANCE COMPANY

July 1, 2007

We at Guaranty Income Life Insurance Company realize that security and privacy are very important issues. Our mission is to provide you with superior products and services, along with the peace of mind of knowing that your privacy is assured. We are committed to protecting your privacy and the confidentiality of your personal and financial information.

What Nonpublic Personal Information Do We Collect?

In order to provide you with products and services you have requested and to service your policy, where permitted by law, we may collect the following types of information:

Information that you or your agent provide to us on applications and other forms, such as your name, address, social security number, date of birth, phone number, income, beneficiaries and other household information;
Information about your transactions with us, our affiliates or others, such as your policy coverage, premiums and payment history;
Information we receive from insurance service organizations (including the Medical Information Bureau) or consumer reporting agencies, such as your medical and credit histories;
Information from online forms that you fill out on our Web site;
Health information provided by you or collected with your authorization, if you apply for products such as life insurance or long-term care insurance.

When Is Personal Information Shared With Others?

We do not disclose nonpublic personal information about our customers or former customers to anyone, except as permitted by law. For example, we may disclose all types of nonpublic personal information as described above to either affiliated or nonaffiliated third parties in order to effectively underwrite policies, administer claims or perform insurance or related functions. We do not sell lists of our customers, nor do we disclose customer information for marketing products and services offered by other companies.

How Do We Safeguard Your Nonpublic Personal Information?

We are committed to protecting your personal information, and to maintaining the highest level of trust, honesty and integrity. These values have been the principles of our company for over seventy-nine years and remain today as the cornerstones for strong customer relationships. In order to protect the confidentiality of your nonpublic personal information, we continually monitor our systems and business procedures to ensure the utmost security measures are in place.

We restrict access to nonpublic personal information about you to our employees and agents who need to know that information in order to provide services or offer other Guaranty Income Life products to you.
We require third parties providing support services to conform to our privacy standards.
We maintain physical, electronic, and procedural safeguards that comply with state and federal regulations to keep your personal information safe.
We continually update and improve our security standards, procedures and technology to protect against unauthorized access to your confidential information.
We strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please contact us.

This Privacy Policy has been in effect since July 1, 2001. You can always review the current privacy policy on our Web site, www.gilico.com, or you can contact us for a copy by calling our toll-free number, 1-800-535-8110, or by writing to:

Privacy Officer
Guaranty Income Life Insurance Company
P. O. Box 2231
Baton Rouge, LA 70821

Guaranty Income Life Insurance Company is providing you this Privacy Policy for informational purposes only. You do not need to call or take any action in response to this notice. We recommend that you read and retain this notice for your personal files.

This Privacy Policy applies only to the information collection practices of Guaranty Income Life Insurance Company and Dental Management Corporation, Inc., an exclusive third party administrator for Guaranty Income Life.

Internet Privacy Statement

We at Guaranty Income Life Insurance Company realize that security and privacy are very important issues for visitors to our Web site. We have adopted the following Privacy Statement, which represents our commitment to protecting the privacy of our online customers and visitors.

PERSONAL INFORMATION
Visitors to the gilico.com Web site remain anonymous. We do not collect unique identifying information about you individually unless you voluntarily and knowingly provide us that information, such as when you give us feedback or send us email. We do not sell information we collect or that is provided to us regarding visitors to the gilico.com Web site, and we do not "spam" anyone who previously visited our Web site.

COOKIES
A "cookie" is a tiny element of data that is stored on a visitor's hard drive and can be used to identify return visitors to a particular Web site. Gilico.com will not store cookies on your hard drive. It is possible that future enhancements to our site may necessitate the use of cookies for maintaining secure communications and data exchanges. Any change in this policy will be posted prominently on our site.

TRACKING INFORMATION
We collect general information about your visit, such as when you accessed our site and which pages you accessed. One piece of information collected is the visitor's IP address, which is a number that lets Internet-capable computers know where to send data such as the Web pages users view. This IP address may not uniquely identify you. Guaranty Income Life Insurance Company uses this information to track traffic to our site.

View GILICO's HIPAA Notice of Privacy Practices for Personal Health Information.

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