The Guaranty Annuity plans with Market Value Adjustment Provision are consumer-oriented Single Premium Deferred Annuities that are an attractive alternative to CDs and other taxable investments.

  • The Guaranty 8 Annuity offers a 8-year interest rate
  • The Guaranty 6 Annuity offers a 6-year interest rate
  • The Guaranty 4 Annuity offers a 4-year interest rate

….declared monthly on new issues, and that rate is guaranteed for the full 4, 6 or 8 years!

Beginning on the first day of the 5th, 7th, or 9th policy year, your annuity will earn a portfolio interest rate, which may go up or down, but will never be less than the policy’s minimum guaranteed rate of 1%.

There are no front-end sales charges or annual fees, so 100% of your money works for you.

The Guaranty Annuity plans give you a multitude of flexible features to fit your personal needs.


Annuity Features


Your interest earnings are available when you need them. You may withdraw 100% of your interest earnings free of all charges, subject to a $100 minimum. If you desire, we will make a monthly deposit directly into your bank account. Withdrawal of principal is subject to charges and a Market Value Adjustment in the first 8 policy years. You should not purchase this annuity if you may need to surrender it during the first 8 policy years.

Guaranty Annuities, Louisiana annuities company

Payout option

You may elect to annuitize at any time with a wide range of options from which to choose. Surrender charges are waived if you elect a payout option of five years or longer.

Death Benefits

The full account value will be paid to your designated beneficiary at the Owner’s death, without deduction of any charges or fees.

Approved States


  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • Wyoming