Operational Updates
Guaranty Rate Lock MYGA Issue Age Changes
Guaranty Income Life has adjusted the maximum issue age on its Guaranty Rate Lock® MYGAs.
Digital First for Annuities Initiative Kicks Off
Guaranty Income Life has completed the first step in the Insured Retirement Institute (IRI) Digital First for Annuities initiative—focused on eliminating mailed checks when funding annuities through 1035 exchanges and transfers.
Obtaining Your 1099 Form
Tax season is right around the corner. Get the details about obtaining your 1099 form.
Guaranty Office Holiday Closures
Guaranty Income Life offices and phone systems will be closed for the upcoming holidays.
New Guaranteed Rates Effective January 1, 2026
Each year on January 1 and July 1, Guaranty Income updates its Guaranteed Minimum Cash Surrender Value Rate (GMCSVR) and Fixed Interest Renewal Rates.
Changes to NIGO Email Notifications
NIGO email notifications now include financial post-issue business as well as new business. You may experience an increase in emails related to NIGOs.
FireLight e-App Enhancements Make Your Experience Smoother
Guaranty Income Life has completed two key updates to its FireLight e-App to help streamline your application process and reduce common errors.
Guaranty Income Life Named Ward’s 50 Top-Performing Insurance Companies
Guaranty Income Life has been named to the prestigious Ward’s 50 list of top-performing life and health insurance companies for 2025.
New Guaranteed Rates Effective July 1, 2025
Guaranty Income Life announces higher Guaranteed Minimum Cash Surrender Value Rate and Fixed Interest Renewal Rates that take effect July 1 and run through December 31, 2025.
Annuity Suitability Form and Process Improvements are Live
Our updated annuity suitability form and streamlined process now make e-App submissions faster and easier—with built-in rules that help ensure compliance and accuracy. Fewer NIGOs mean quicker policy approvals, so you get paid sooner.
Annuity Suitability Form & Process Improvements — Coming May 17, 2025
We know efficiency and accuracy are important when submitting electronic annuity applications.
That’s why we are finalizing key improvements to our annuity suitability form. Here are the updates launching May 17:
CA Continuing Education Requirement
Agents licensed in California (resident and non-resident) will have new annuity continuing education requirements, which are effective July 1, 2025.
E-app Enhancements – March 2025
We’ve made a few key updates to our FireLight e-App to make your experience smoother — like improving how expired IDs are handled, simplifying requirements for large cases, and reducing manual entry on certain products.
AM Best Rating Confirmation
AM Best Rating Confirmation Guaranty has maintained its A- (Excellent) AM Best rating, confirming its strong financial health. The A- rating is the 4th of 16 financial strength ratings.
E-App Tutorial
Learn how our time-saving wizards and tooltips streamline data collection