We’ve made a few key updates to our FireLight e-app to make your experience smoother — like improving how expired IDs are handled, simplifying requirements for large cases, and reducing manual entry on certain products.

• We have recently implemented changes in our FireLight e-app to better support you when handling cases where the owner has an expired driver’s license. Now, a valid driver’s license is no longer required, and business submissions will not be halted if you enter an expired driver’s license. Additionally, for non-U.S. citizens, we now accept a Green Card as the sole allowable ID, provided it has a future non-expiration date. 
• We have updated the e-app logic to now trigger the large case questionnaire forms for WealthChoice across all age groups when the premium is $1 million or more. 
• When Guaranty Rate Lock product is chosen, we default the compensation structure to either “Commission” or “An asset under management fee” on the e-app. By automatically selecting these options for you, we reduce the amount of information you need to enter to complete the e-app.

NOTE: We will be updating our annuity suitability form which will streamline the e-app process—watch for the official details as May approaches.