We know efficiency and accuracy are important when submitting electronic annuity applications. 

That’s why we are finalizing key improvements to our annuity suitability form.  

Here are the updates launching May 17:  

Streamlined Workflow:  

• If the funds do not come from a replacement, the form will skip the replacement questions.  

• The product selection has been moved to the beginning of the process, allowing for automatic pre-population throughout the e-App, reducing the need for duplicate data entry. 

• When replacing multiple policies, a separate replacement comparison will be generated for each replacing policy—ensuring compliance and accuracy. 

• Suitability calculations will now include death benefit reductions at older ages. 

Automatic Surrender Calculations for Replacements:  

• The e-App will handle the comparison math for you, helping to minimize errors and save time. 

Please note: The new suitability form will be required on WealthChoice paper applications submitted after 3 p.m. on May 16, 2025. If paper applications are received after this deadline with the expired suitability form, it will result in a NIGO requiring the completion and submission of the new suitability form. To help ensure timely and efficient processing, we recommend submitting business through our e-App platform.