Annuity Suitability Form and Process Improvements are Live 

Our updated annuity suitability form and streamlined process now make e-App submissions faster and easier—with built-in rules that help ensure compliance and accuracy. Fewer NIGOs mean quicker policy approvals, so you get paid sooner. 

Here’s a recap of the upgrades: 

Streamlined e-App Process:  

• Product selection moved to the beginning of the process, allowing for automatic pre-population throughout the e-App, reducing duplicate data entry. 

• When replacing multiple policies, a separate replacement comparison is generated for each replacing policy—ensuring compliance and accuracy. 

• If funds are not from a replacement, the form skips replacement questions.  

• Suitability calculations now include death benefit reductions at older ages. 

Surrender Calculations for Replacements are Now Automatic:  

• The e-App completes the comparison math for you, helping to minimize errors and save time. 

Take note: The new suitability form is now required on WealthChoice paper applications. If paper applications include the expired suitability form, it will result in a NIGO requiring the completion and submission of the new suitability form. For timely and efficient processing, we recommend using our e-App platform.