GUARANTY INCOME LIFE INSURANCE COMPANY
Press Release

July 26, 2007, Baton Rouge, Louisiana – Guaranty Income Life Insurance Company (Guaranty Income) is pleased to announce that A.M. Best has increased their financial strength rating to B+ (Good) from B.

A.M. Best stated in their July 26, 2007 Press Release, “The ratings reflect Guaranty Income’s strengthened absolute and risk-adjusted capital positions due to improved earnings and the support of its parent, the reduction of leverage at the parent company and the improvement in the spreads earned on its annuity products.”

John Lancaster, President of Guaranty Income, stated, “Guaranty Income’s equity position is at record levels as a result of operating earnings and capital contributions from our parent company. We are glad to see that A. M. Best is recognizing the significant accomplishments Guaranty Income has achieved over the past few years.

Guaranty Income is well positioned for growth in the annuity/long-term care (combo) market with our AnnuiCare® product. The opportunities provided by the Pension Protection Act, a quality reinsurance partner, outstanding producers and a strong financial position are just the beginning.”

Guaranty Income was the first company to attach a tax-qualified long-term care rider to a traditional annuity. AnnuiCare® is the original combination annuity/LTC policy!

George Foster, Jr., Chairman, stated, “Guaranty Income is proud of our 81 year history of being a family-owned company, with a heritage of strength and security.”

Guaranty Income Life Insurance Company was founded in 1926 and is a Legal Reserve Insurance Company currently licensed in 31 states. In addition to cost-effective life insurance, long-term care and annuity programs, Guaranty offers products and services to help families meet their financial needs of wealth protection and wealth creation today and in the future.

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